Stopping Creditor Harassment
Many people struggling with debt not only worry about how they will pay their bills, but are also continuously hounded by creditors. We help clients stop creditor harassment and hold unscrupulous creditors liable for their unlawful collection acts.
Alternatives to Bankruptcy
Our attorneys help individuals find real solutions to their debt problems. We don’t make a move unless it is in our clients’ best interests. We don’t recommend debt relief strategies unless we know they wIll help our clients reduce their debt and regain control of their finances.
With more than 30 combined years of experience we help people stop the foreclosure process, reorganize their debts and keep their homes. Our firm believes bankruptcy should be used as a last resort.
Life After Bankruptcy
Many people fear the impact filing for bankruptcy will have on their credit score. The truth is that filing for bankruptcy will probably have little impact on your credit. Bankruptcy eliminates your debts and provides you the opportunity to start fresh and rebuild your credit over time.
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Our office is ready to help with your problems.
Meet Our Attorneys
Attorney Kevin Fayette is a native of Magnolia, N.J. and currently resides in Blackwood, NJ with his wife and three children. Mr. Fayette did his undergraduate work at Juniata College, situated in Huntingdon, PA.
Attorney Donald Quigley obtained his Undergraduate Degree from Suffolk University and his Law Degree from Villanova University School of Law. Mr.Quigley also holds an LL.M.
I was behind on my first and second mortgage. I had medical bills and credit card debt. After a consultation with a credit counselor I was advised to file a Chapter 7 and give up my home. When I met with my attorney from Quigley & Fayette I was advised to file a Chapter 13 plan and save my home. My home had dropped so much in value that I was able to eliminate my second mortgage. With the elimination of my second mortgage, credit card debt, and medical bills I was able to afford to get caught up on my first mortgage and save my home.
When my home went into foreclosure, I stared receiving every offer under the sun explaining how I could keep my home. I tried a loan modification which did not work. It was a waste of $900.00. I had another company that wanted to challenge the legality of my mortgage for $3,000.00. I declined. I had another individual who wanted to purchase my home and lease it back to me with an offer to purchase. This frightened me. Ultimately, I filed my Chapter 13 with Quigley & Fayette and I am on my way to resolving the issues with my mortgage. As Mr. Quigley said when I met with him, “Nobody wants to file for bankruptcy, however, it may be the only legitimate way to resolve debt issues.”
My landlord filed paperwork to have me evicted. Due to a car accident, I was out of work for about one month. I told my landlord that I could have his money in about three weeks. He didn’t care. I filed a bankruptcy and was allowed to stay in my apartment and pay the back rent over 18-months. Additionally, they referred me to an attorney for my car accident who has been great.
My Bankruptcy Case was dismissed. I did not have any idea why. My previous attorney rarely returned phone calls and when she did I was unable to obtain a direct answer. I went to Quigley & Fayette to see if they could help. They filed a second case for me. They promptly answered my calls and relayed information to me in a clear and concise manner. The payment in my chapter 13 is less than what I was required to pay in my first case and their legal fees were less expensive. I wish I hired them for my first case.
I could no longer afford my house and wanted to give up. The house had been on the market for sale for about four months. The offers I was receiving were terrible. It was as if people knew of my financial situation and wanted to take advantage of me. My realtor was horrible. On the advice of a friend I met with Mr. Quigley. He filed a Chapter 13 bankruptcy plan in which I proposed selling my house. This allowed me to take additional time to repair and properly market and sell the home. They suggested a realtor who was fantastic. I sold my home through the bankruptcy, paid off my debt and was able to keep a portion of the proceeds. If you are having debt problems of any kind you must call this office. Had I not called, I would have walked away from my home with nothing.
Thank you so much for all of your valuable assistance. My Chapter 7 was handled in an efficient manner. I understand that you could not file my fiance’s case because of a potential conflict. We both wish you had, her case was so much more difficult than mine and was nearly double what your office charged.
My experience with Quigley & Fayette was great. Regardless of which attorney I dealt with, I felt as though I was dealing with someone who cared about me and my family. Their patience, professionalism, and attention to detail was phenomenal!
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