Many people struggling with debt not only worry about how they will pay their bills, but are also continuously hounded by creditors. These harassing creditor phone calls and letters can make the stress associated with debt even worse.

Creditor harassment is a big problem.  Many creditors use unscrupulous collection techniques – such as profane language and threats – in an attempt to force payment.  The mental and emotional strain accompanied with this harassment often makes everyday tasks like answering telephone calls and opening mail stressful and fearful events.

There is hope.  At the Hamilton Law Offices of Quigley & Fayette, we help clients throughout New Jersey stop creditor harassment and hold unscrupulous creditors liable for their unlawful collection acts.

Stop Creditor Harassment.  Eliminate Your Debts.

Oftentimes, harassing phone calls and letters threatening legal action can cause just as much stress as the underlying debt.  There is a way out.

Filing for bankruptcy not only eliminates debt, it also stops creditor harassment.  The moment you file for Chapter 7 or Chapter 13 bankruptcy an automatic stay arises.  Even before your bankruptcy is complete, creditors are prevented from using any means to contact you about your debt.  Creditors who violate this stay are in violation of federal law.

At the Law Offices of Quigley & Fayette, our attorneys help individuals and families stop the harassment, eliminate their debts, and regain control of their lives through the federal bankruptcy process.

Atlantic City Debt Collector Harassment

The Fair Debt Collection Practices Act (FDCPA) makes certain collection techniques illegal.  If you have been subject to any of the following collection practices, our lawyers can help.

Illegal collection practices include:

  • Violence and threats
  • Obscene or profane language including racial slurs and sexual epithets
  • Publicizing your debt through advertisement or by disclosing your debt to third parties such as employers, friends, or relatives
  • Inconvenient communication, such as late night calls or coming to your place of employment
  • Anonymous and continuous phone calls
  • Making false or misleading representations

Contact our Hamilton creditor harassment and bankruptcy attorneys to stop creditor calls, letters, and harassing behavior.  Call the Law Offices of Quigley & Fayette at 866-736-5351 to schedule a FREE consultation.

We are a debt relief agency.  We help people file for bankruptcy relief under the Bankruptcy Code.